Monday, February 12, 2007
Interest Information
Free Products With Resale Rights: Be Very Careful
Have you ever participated in one of those "holiday" events online where you can download eight million resale rights products for free? I have, and I've given stuff away for free. You need to be careful with anything you download from these even events, even if it's mine.
Some people download all the freebies, throw them up on a website, and expect to be a millionaire the next day. That's a big mistake. Most of the time, people compound the mistake by charging too much.
How much did you pay for the stuff you downloaded? Zilch. Any money you make selling it is gravy. Don't download something for free and expect to sell it for $197, no matter what the sales page claims.
What you really need to do is collect a library of resale rights products of various flavors. When the time is right, and you have a compelling marketing concept to use, wrap up a set of those products and sell them. That almost always works better. Of course, you can always use free products as free bonuses for other products you're selling.
Keep one more thing in mind. Always look for unique, or at least new downloads. Lots of people will be downloading, so "unique" won't last long. But downloading and trying to sell the same tired old products as-is isn't likely to give you good results.
If you're selective, and if you market them correctly, free products with resale rights can be another good tool in your online marketing toolbox.
Copyright by Roy Miller
About the Author
Roy Miller created http://www.resale-money-machine.com and has just released a new report on how to jumpstart your online profits with resale rights. Claim your copy here: Resale Rights Alchemy Report. F1 Martini Race SMS SMS Race Airport JFK JFK Airport F1 Banesto Banesto F1 Martini F1
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Get Out Of Credit Card Debt
Americans get more and more in debt each year. Debt begins to pile up from credit cards and loans. This high interest debt can quickly turn into a seemingly insurmountable problem forcing you to live from paycheck to paycheck. The tips listed below will help you stop the urge to splurge and enable you to actually start saving money every month.
* Create a monthly budget and stick to it. This way you can keep track of where your money is actually going and apply it to where it is needed. Putting the numbers down on paper will show you just where all your money is going!
* Keep a journal for a week of everything you spend money on. Keep a running tally of how much you spend for a week. Then multiply this times twelve and you have your total for roughly three months.
* Get your last three months of pay stubs and determine your average monthly income by adding the totals, after taxes, together. Then gather three months of bills, add them up and divide by three to calculate your monthly fixed expenses such as rent or mortgage, utilities and phone, car payment, insurance and student loan payments. Add together three months of other monthly expenses, including groceries, clothing, credit card expenses, medical bills and the total from your weekly journal above. Divide by three and add the result to your monthly expense total.
* Evaluate your expenses. What can you cut back on? That morning cup of coffee can be skipped if you make your own at home. Small priced expenses add up and burden us. Choose one or two things you can skip from your journal and then add one item to the list every week.
* Make more meals at home. Take-out is not only fattening, but it is expensive. Pack your own lunch to take to work. Make meals ahead of time and freeze them if you don't have time to cook a dinner every night. Keep in mind that not every meal needs to be a feast. Have a salad, sandwich, or other small meal for dinners, instead of the five-course meal.
* Set up a savings plan such as a passbook account, certificate of deposit (CD) or individual retirement account (IRA), and begin making regular deposits. Check with your local bank to see what the best option is for you.
* Cut up all credit cards except one (you need one for emergencies). Transfer all credit card debt to that one card (make sure it?s the card with the lowest interest!). One bill is easier to manage, especially at low-interest.
* Overpay your minimum credit card payments as much as possible. A good rule to follow is to add whatever your interest fee is for the month to your minimum payment. This way you will be paying on top of your interest and your balance can actually go down instead of just being marginally affected.
* Realize that things come up in life that are completely unexpected and unplanned for. Car problems or health problems can and will occur at the moment you think you?re ahead. Keep plugging away at debt and stick to your budget as much as possible.
* Watch less T.V. (no home shopping channels) and no buying online, no catalogs. All of these increase the temptation to spend your hard-earned money!
* Buy generic, clip coupons, pinch those pennies!!! (roll them, too!)
* Cook large amounts of food at a time from scratch, as well as several different meals. Pre-packaged stuff costs a lot more and it's not as healthy, anyway. Freeze portions for meals later, during the week or when things in the pantry are scarce. This will also save time, and energy.
* Grow your own! Create a garden! Not only is it fun for the whole family, you can save a lot of money on food.
Once you have paid off most of your debt, you will begin to feel more in control and can start pooling more of your money into savings, college and retirement funds. Try to have an emergency fund that could carry your household for at least two months in case your income stops. That way, your debt will not begin to pile up again.
About the Author:
Chris Chenoweth, author of the Do-It-Yourself Home Health & Money Guide, writes articles pertaining to nutrition, health, and household budgeting. If you are interested in learning more about any of these topics, please visit: http://mysiteinc.com/djtrevayne/guide.html
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Hybrid Cars - Hottest Trend on Wheels
The increasing popularity of Hybrid cars is a clear indication of increasing fuel prices and increased concern over air pollution levels. People are looking for safe fuel alternatives for running their cars. Hybrid cars are the perfect answer of both the problems. Let us understand what hybrid cars are and how efficient they are for helping solve the global environmental problem.
The term hybrid means a mixture of two things. As the name suggests, hybrid cars run on a combination fuel. The energy for hybrid cars comes from a combination of a gasoline/diesel engine backed by an electric motor. Batteries in turn power the electric motor. These batteries are recharged automatically by utilizing the energy that is lost during braking and slowing down of the vehicle. In hybrid cars, the electric motor acts as an electric generator by running backwards, when the car slows down thus recharging the batteries. Hybrid cars are more efficient in city traffic rather than long distance driving due to the increased use of the electric power source.
The engines in hybrid cars are smaller than those in a traditional gasoline powered car. Thus, they consume less gas and are more energy efficient. The extra power needed to accelerate the hybrid car, comes from electric motor and batteries. The gasoline engine of hybrid car runs at higher engine revolutions without using excessive fuel. In some hybrid cars, the engine shuts off when the car stops at a traffic signal, and starts on its own when the car is put in gear.
Today, the consumer is well aware of the environmental harm being done by gas/diesel engines. The ever-increasing price of gas can make you feel the pinch every time you go to refuel your car. The hybrid cars offer a combination of power and energy. The constraint before now with hybrid cars however, was that there was not much choice available. Now, increasing popularity of hybrid cars have resulted in availability of several different models of hybrid cars. Many leading car manufacturers such as Honda, Ford and Toyota have come up with their version of hybrid cars.
There is a wide choice of hybrid cars available to fit everybody?s style and need. The old limitations that seemed to exist for the buyers now seem to be fading into the past. High cost, low speed, limited choice, non-availability are all things of yesteryears. Now you can have a trendy looking hybrid car that is easy on your pocket not only when you purchase it but also when you run it.
Copyright ? 2007 Will Jones Will is a retired Research Food Technologist who worked over forty years with a major Fortune 500 food company in the Midwest. Product and process development of various types of foods were Will?s expertise. Will?s interests include reading, cooking, fishing, travel and golf. Will is also a contributing editor for http://www.best-free-help.com a FREE Informational Website Portal that is dedicated to giving people expert knowledge of real value, to help people them decide! |
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Deck of Cards: The Game of Life
In the game of life, most people have the knowledge to understand that we're all choosing what hand we play, and choosing how we interpret the hands that we receive. The general understanding and perception is that if life deals you a shitty hand than you just have to experience it, move through it and as time passes you will recover and get a better hand.
The missing piece that I think most people overlook is the fact that we're not only playing and interpreting the cards but we're also dealing the cards to ourselves by predetermining there meaning. Now you may be asking, "Why would I choose to deal a hand of depression, hatred, and loss to myself?" And I ask you, "Yes? Why would you choose to deal yourself that hand?" Yet further understanding of this can be reached when you search the rolodex of your mind for the experiences that brought you to the one that you have called forth. Cause and effect is one of the most natural laws and every experience you have, you have called forth.
It is quite possible that even though you believe you have free will and the conscious ability to choose that you DO NOT. The reason for your unconscious choices is a simple one, your level of Awareness.
There are infinite degrees of awareness. You may be aware that you are playing the game, interpreting the experience, but you may not have the awareness to realize that you are creating it all. So now the question becomes "How do I increase my awareness in order to consciously create what I choose?" I think the first thing to do is to write the definition of the awareness I am talking about.
Awareness: All-permeating, all knowing Consciousness; moment-to-moment knowledge.
I find in order for one to easily tap into this awareness you must first become open minded by asking yourself questions about who you are. To give it a try, the next time you judge some one, or some thing, ask yourself the questions, "What is this for?" followed by "How is me judging this person or experience serving me?" followed by "Is this coming from a place of love or a place of fear?"
By asking yourself those questions it moves you out of your experience of judgments and puts you back into the present moment. The judgments that you are experiencing are coming from the past and when you judge or display fear you are re-living your past, hence having no control to consciously choose the future to be any thing different. So then the goal of awareness is to make you as Consciously Aware of the Present Moment as possible.
Once you are in the present moment you can come to the realization that everything from the past is just an illusion that has been blanketing your experience of Now. Things will appear to you that you never thought existed and you can start to see beauty where you couldn't see it previously.
People are holding on to their past so tightly because that is who they believe they are, but I will tell you, YOU ARE NOT YOUR PAST. You are a being of infinite consciousness in the eternal moment of NOW, with the ability to re-create yourself anew in every moment. Let go of your past, because the Past Does Not Exist. Forgive the unforgivable and be freed from the chains that you have attached to yourself. We are all just a re-incarnation of the same physical material. We all started as one, yet the only thing that separates us is our awareness. So go out into the world, be the cosmic creature that you are and use your new understanding of awareness to become the greatest expression of yourself that you can imagine.
About the Author
Shane Lamotte (21yo) has developed a desire for knowledge of Zen, Taoism, Quantum Physics and anything that involves the nature of reality. His vision includes creating music that gives its listeners a "wake-up call" to change. Go to LivingIllusion.com F1 Banesto Banesto F1 Martini F1 F1 Martini Race SMS SMS Race Airport JFK
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A Guide to Find the Best Car Dealer in New York
Are you thinking of investing your money in buying a car? If yes, the first thing you need to do is find a car dealer. Well the best source for you to buy car whether used or brand new is a great car dealer. So what you want is a dealer who can give you the best offer among the various dealers that are operating in city. If you stay in New York then you have all the more options. There are several car dealers in New York who help people who are interested in buying cars. Car dealers are in fact a genuine source for you to buy good cars in New York.
Finding a good car dealer in New York is very important if you want to buy good cars. Go by reputation. There is very little chance or you to be get cheated if you work with reputed car dealers. You can find out the best car dealers from the yellow pages and also some other sources. The Internet is the best source to guide anyone in any aspect. The Internet contains information on any anything and everything under the sun. All you need to do is know what words you will have to type in search engines to actually find out what you want be it car dealers or anything else.
Try to find out as much as you can about the services offered by the car dealer. Usually car dealers provide the option of maintenance and other services to their clients. But try to find out whether your car dealer actually provides this service or not. Be clear from the very beginning about the services offered by the car dealer. Find out from your car dealer if the price that you will pay is the price of the entire car or not. With car dealers this may not be the case. Suddenly you may find that you have to pay extra amounts you were not told beforehand.
Remember one of the golden rules for buying car from a car dealer in new york is to compare prices offered to your by different car dealers. Never settle for the first price that they offer to you. If the car dealer in New York is not able to give you the price that you are looking for then just move on to the next dealer. There are plenty of options for you to choose from and thus you must not make a compromise on any aspect.
Car dealers are also a great source for you to buy used cars. Used cars can be a very good option for you if you are not able to afford to buy a brand new car. Often used cars come with factory warranties and they are very good insurance. Before you buy any car form a car dealer in New York make sure that you know all about the workings of the car. Until you are fully satisfied and all your queries have not been answered keep asking the car dealer about all the various aspects of the car.
About the Author
Damian Miller is a famous car dealer.He has good knowledge of car market. he is also a great car engineer.After using and selling many type of cars he is suggesting Nissan Audi as he found it is the best.To compare and get full information about Nissan Audi and its various models visit www.biener.com Race SMS SMS Race Airport JFK JFK Airport F1 Banesto
